• Frequently Asked Questions for Active Employees
    Can I make changes to my health insurance?
    Changes outside of a qualifying event can only be made during open enrollment. A qualifying event may include: being a new hire, involuntary loss of alternative coverage, marriage, birth, adoption, divorce, or death ) While you can delete a dependent at any time, the district requires proof that the deleted person has insurance.

    When is open enrollment?
    May is the WCSD's health insurance open enrollment period.  During this time, all employees and retirees may change health insurance plans, change the level of coverage, or enroll for coverage. The effective date of any changes made during open enrollment period will be July 1.

    I'm getting married.  How do I enroll my spouse for coverage?
    Notifying Human Resources of your marriage does not automatically enroll your spouse in your health insurance. You must go onto the RKX and add your new spouse. Your spouse must be added within 45 days of your marriage. The effective date of your new spouse’s insurance is the date of your marriage.  Enrollment is not complete until the district receives a copy of your marriage license.
    Note: Your name on your health insurance must be the same as your name on file with the district.

    How do I enroll my newborn?
    Your newborn should be enrolled on your insurance as soon as possible. You must go onto the RKX and add your new baby. You have 45 days from the birth to enroll the newborn.

    My adult child is turning 26 – what happens now?
    Your adult child can remain on your policy until the last day of the month when they turn 26. Proof that they are a college student is no longer needed. They have the option to remain on your policy till age 29, but at 100% of the cost.

    What should I do if I divorce?
    You must go onto the RKX and remove your ex-spouse. This must be done once the divorce is finalized. You have 45 days from the date your divorce is finalized to remove your ex-spouse. A copy of the divorce decree should be sent along with your ex-spouse’s current address.
    Note: Your name on your health insurance must be the same as your name on file with the district.

    What should I do when someone on the policy has passed away?
    The health insurance office should be informed when anyone covered on the policy has passed.

    What should I do when the policy holder has passed away?
    In the event the employee (active or retired) passes, the district will offer the Surviving Spouse”the opportunity to continue coverage at 100% of the cost. District subsidized coverage ends on the last day of the month of the individual's death.

    Failure to notify the health insurance office of a divorce or death will cause the District to pay the insurance company a significantly higher family premium. In such cases, the District may seek to recoup, from you, all improperly paid premiums.